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Social Security Disability Insurance

Charlotte Social Security Disability Insurance Attorneys

If you have been employed in the past and cannot work now because of a disability, you may be eligible for Social Security Disability Insurance Benefits. At the Charlotte law office of Hempson & Zupanec, our attorneys have extensive experience in helping people with disabilities obtain the benefits to which they may be entitled.

What is Social Security Disability Insurance?

The Social Security Administration administers two benefits programs that pay disabled people.  The first is Social Security Disability Insurance (SSDI).  SSDI is often called the "regular" disability program.  It is a federal insurance program for working people.  If you have worked, you have paid into the system by means of the FICA deduction on your paycheck or your Social Security tax if you were self-employed.

SSDI eligibility depends on how long and how recently you have worked.  SSDI benefits include a monthly disability income check.  The amount you receive is based on how much you have contributed to the system in the past.  There is usually an additional amount that may be payable to a spouse and/or minor children.  You will receive Medicare coverage after you have received SSDI benefits for 24 months.  In most cases, you will receive back benefits, in the form of a lump sum payment, to reimburse you for the period of time you were actually disabled but not yet receiving benefits. 

There are a number of requirements you must meet in order to be found eligible for SSDI.  You must be unable to engage in any substantial gainful employment because of a physical or mental impairment that will last for at least 12 continuous months or result in death.  You must be unable to do your previous work.  You must be unable to do all other kinds of employment.  The Social Security Administration will consider your medical and/or mental health conditions, your remaining work abilities, your age, education, and work experience in deciding whether or not you are disabled. 

Contact Us

Contact the Charlotte law office of Hempson & Zupanec for more information about Social Security Disability Insurance Benefits. An experienced attorney can help you secure the benefits you may deserve. We would be glad to speak with you. We only charge an attorney’s fee if we obtain disability benefits for you.